Estate Planning Design
Creating a tax-efficient pathway for wealth transfer. Life insurance functions as a funding mechanism to optimize client wealth transfer while potentially reducing tax burden and risk exposure.
Tax-Efficient Estate Planning
Life insurance operates within irrevocable trusts to provide liquidity addressing federal and state wealth transfer taxes. When structured properly, the death benefit bypasses the estate, preventing forced asset sales and distributing according to client wishes as defined in trust documents.
We work alongside estate planning attorneys to create customized irrevocable trusts aligned with clients' family, business, or philanthropic objectives.
Comprehensive Estate Planning Support
We provide expert guidance across all aspects of estate planning design.
Tax Projection
Identifying and projecting current and future state and federal taxes to inform your estate planning strategy.
Gifting Strategies
Demonstrating accelerated gifting strategies to efficiently transfer wealth while minimizing tax implications.
Life Insurance Funding
Illustrating how life insurance funding mitigates transfer taxes and provides liquidity for your estate.
Helpful Documents
Download these resources to learn more about estate planning design.
Estate Snapshot Questionnaire
A comprehensive questionnaire to help us understand your estate planning needs and objectives.
Download PDFEstate Plan Design With Grantor Trust
Learn how grantor trusts can be used as part of your estate planning strategy.
Download PDF
Have a Case You Would Like to Discuss?
Our team is ready to help you create a tax-efficient estate plan tailored to your unique situation and goals.